Terms of Use

First Capital Terms and Conditions

Agreement to Terms

By accessing and using the First Capital website, you agree to these terms. First Capital may update the terms at any time, and your continued use of the site signifies acceptance of any changes.

Call Recording

Users acknowledge that calls with First Capital or its representatives may be recorded.

User Eligibility

This website is intended for individuals who are at least 18 years old. Users under the age of 18 are prohibited from using the site.

Loan Terms

Only one active loan is permitted per borrower. Applications that remain inactive for 14 days will be canceled.

User Responsibilities

Users must not infringe on third-party rights, engage in unlawful activities, or misuse the website.

Restrictions on Use of Materials

Content on the site may be downloaded solely for personal use. Modification, distribution, or reproduction of materials without prior authorization is prohibited.

Consent to Electronic Transactions

By using the site, users agree to receive electronic communications and disclosures regarding their interactions with the website and any associated loans.

Limitation of Liability

First Capital is not liable for any damages resulting from website use, including errors, interruptions, or viruses.

Privacy

By using the website, users consent to the transfer and processing of their personal data within the United States.

Termination

This agreement remains effective until terminated by either party. First Capital reserves the right to terminate the agreement for any breach of terms by the user.

Links to Other Sites

First Capital is not responsible for the content or practices of external websites linked to its site.

Jurisdiction

These terms are governed by applicable laws, with any disputes resolved through mediation or arbitration.

Indemnity

Users agree to indemnify First Capital and its affiliates against any claims or damages resulting from their use of the website.

Other

If any provision of these terms is deemed invalid, the remaining provisions will continue to apply in full force.